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OVERVIEW   FINANCIAL STATEMENTS
















                                   Letter of Transmittal




                         Credit Guarantee Fund Trust for Micro and Small Enterprises,
                                                    st
                         Swavalamban Bhavan, SIDBI, 1  Floor,
                         C-11, G Block, Bandra Kurla Complex,
                         Bandra (East), Mumbai – 400 051.

                         26  October, 2023
                            th
                         To,
                         The Additional Secretary & Development Commissioner (MSME)
                         Ministry of Micro, Small and Medium Enterprises,
                         Government of India
                         Office of the Development Commissioner (MSME)
                         Nirman Bhavan, 7  Floor, “A” Wing,
                                         th
                         Maulana Azad Road,
                         New Delhi – 110 108

                         The Chairman and Managing Director
                         Small Industries Development Bank of India
                         Head Office, SIDBI Tower, 15, Ashok Marg
                         Lucknow- 226 001

                         Dear Sir,

                             In terms of Clause 14.2 of the Declaration of Trust executed by the Government
                         of  India  and  Small  Industries  Development  Bank  of  India,  the  Settlors,  we  forward
                         herewith the following documents:
                         1.     A copy of audited accounts of the Trust for the financial year ended 31  March,
                                                                                           st
                             2023 together with Auditor’s Report and
                         2.     A copy of the report on the working of Credit Guarantee Fund Trust for Micro and
                             Small Enterprises for the period ended 31  March, 2023.
                                                                 st
                                                                                      Yours faithfully,

                                                                                               Sd/-
                                                                                  (Sandeep Varma)
                                                                                Chief Executive Officer
                         Place: Mumbai










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